Sibusiso Kumalo is a visionary leader with over two decades of experience in the financial services industry. Notably, he played a pivotal role in Capitec’s transformation into a full retail bank during his time there, rising from a Brand Manager to Head of Brand Marketing. In his current role as Managing Executive at African Bank, Kumalo is dedicated to transforming and inclusive banking, aligned with his vision of a people-owned and run financial sector. Beyond his professional accomplishments, he is passionate about empowering young professionals and is committed to providing accessible banking services. Sibusiso Kumalo’s career highlights are still ahead of him, driven by his dedication to authenticity, truth, and a touch of love in all endeavors.